99.9% it's a scam, stay well away from it.This morning I had a message left on my mobile phone telling me that my NI number had been used fraudulently and that I should ring the Ministry of Justice on the given No immediately or face the consequences.
This morning I had a message left on my mobile phone telling me that my NI number had been used fraudulently and that I should ring the Ministry of Justice on the given No immediately or face the consequences.
That's why we bought one of those BT Call Guardian phones. Works a treat.We don’t use our home phone, it’s only there for the broadband and so everyone calls us on our mobiles.
When the home phone rings it’s a scam 99.99% of the time, more often than not it’ll be a computer generated call. If so then if it gives a number I’ll bar it. If it’s a human being I’ll talk to them. If it’s one of few that are actually a fair reason for calling then I’ll be nice and polite.
For those others, then especially if English is clearly their second or third language, I will educate them with as many new Anglo Saxon niceties as I can before they hang up
While not foolproof, most banks are waking up to the fact that they should have a password that a customer can check when speaking on the phone. The brighter banks started this some time ago...someone had a really great idea.....ahem....Few months ago I had a call on my mobile from my banks fraud dept.
Said they'd seem some suspect transactions being attempted on my account, asked if I recently bought anything in Gloucester area.
I said no, then they said had to go through some security details with me before taking further action.
I told them I don't give out personal information over the phone. They reassured me and asked me to confirm that the number they were ringing from matched the security/fraud number listed on the back of my card - it did.
I still declined, went and used a land line to call my bank fraud line,they confirmed it wasn't them and there had been no suspicious activity on the account.
They went on to say that the fraudsters were now spoofing the various banks fraud lines.
The original call was very, very calm, professional and believable. Not an obviously "off shore" call and sounded really genuine.
I can see you many could easily be taken in.
Banks will contact you but won’t ask for personal info, they will tell you to ring the number on the back of your card.Few months ago I had a call on my mobile from my banks fraud dept.
Said they'd seem some suspect transactions being attempted on my account, asked if I recently bought anything in Gloucester area.
I said no, then they said had to go through some security details with me before taking further action.
I told them I don't give out personal information over the phone. They reassured me and asked me to confirm that the number they were ringing from matched the security/fraud number listed on the back of my card - it did.
I still declined, went and used a land line to call my bank fraud line,they confirmed it wasn't them and there had been no suspicious activity on the account.
They went on to say that the fraudsters were now spoofing the various banks fraud lines.
The original call was very, very calm, professional and believable. Not an obviously "off shore" call and sounded really genuine.
I can see you many could easily be taken in.